Safe & Secure Since 1998
We are America’s go to place for bad credit loans.
We are America’s go to place for bad credit loans.
Every day, we help people like you secure loans regardless of your credit rating. We’ll help you find solutions to your financial needs.
Your application is safe and secure with Bad Credit Loans our website is protected by the most up-to-date encryption technology.
Apply for a loan any time day or night. Get the loan you want, and review the offer presented to you before accepting. No fees or obligation to apply.
We’ll help you access funds to pay off past-due bills, fix the car, or take care of whatever is holding you back—today.
For those with bad credit, personal loans to see them through an emergency financial situation are easy to find if you know where to look. At Bad Credit Loans, we understand that there are emergencies no one can plan for, and we aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, we have the resources to lend you a helping hand no matter if your credit is good or bad. We want to help inform you on making responsible lending decisions and then connect you to available lenders if you feel a bad credit loan would be right for you.
Bad Credit Loans Can Help
We know that it’s the people who are struggling that really need the personal loans, not those with the spotless credit histories who are paying all their bills on time. A perfect spending history simply isn’t possible for many American households, especially in times like these. No matter how well you’ve planned your budget and spending strategies, they can still be thrown off by one unexpected car repair or other emergency when already living check to check.
An installment loan can get you to your next check when there are no other solutions.
Fast, Convenient Applications
Our online system makes it easier than ever to apply. The entire process is quick and convenient, plus you won’t have to worry that your credit score will get you turned down. Just take a moment or two to fill out the online application. Our network of reputable lenders will review it immediately.
Approval also happens online, and the money from the lender you select can be deposited electronically right into the checking account that you provide us. There’s no waiting around for approval, and no waiting around for a paper check to arrive in the mail. Your approved loan is deposited no later than the following business day.
When Lenders Compete, You’re Always the Winner
Because our network of lenders provides you with multiple lenders and loan offers to choose from following approval, you can be sure that you are getting the best rates available. Our lenders know they aren’t the only place providing personal loans that you will see, so they try to keep their rates and fees as low as possible. Bad Credit Loans lets you comparison shop all in one place.
With the personal loans our lenders offer, you will always know exactly what to expect before you are under any obligation to actually take out the loan. All the lenders in our network strictly follow the Truth in Lending Act, which means that you’ll receive documentation of every last detail of your loan beforehand. You’ll be able to see all applicable interest rates, possible fees, and all other information on your loan, allowing you to make an informed, responsible borrowing decision without any pressure.
The approval process for bad credit loans is very straightforward. We require that you’re a legal citizen and an adult (age 18 or older). You’ll need to provide some other basic information for the transaction to take place, such as a valid email address, working phone number, and the bank account where you’d like the money transferred. It’s that easy.
Combining a fast application and approval process with an equally fast delivery system makes getting a bad credit loan easy.
More Than Just a Loan
While we try to connect everyone with the personal loans they want, we are especially concerned with keeping consumers applying only for the loans they need. We offer a variety of free, expertly written articles explaining every part of the loan process. You can also find articles replete with:
The Cost of Not Getting a Loan
Financial emergencies can strike without any warning: the car could break down, a bill may have gone unnoticed and unpaid for too long, but really, dwelling on the possibilities could last a long time. and isn’t fixing anything.
At Bad Credit Loans, we are more interested in helping you create solutions. Hoping that an emergency will just “go away” if you ignore it tends to only make things worse via late fees and other penalties. Staying pro-active keeps you informed and in control. A quick influx of much-needed funds, when used responsibly, can be exactly what you need to keep bills from getting out of hand.
Unfortunately, no matter how hardworking you are, it doesn’t protect you in an emergency. Most lenders won’t approve those who are struggling to make ends meet, but at Bad Credit Loans, that’s exactly why we offer our services: We connect you with lenders ready to help.
In today’s world, it’s become all too easy to get trapped by finances. Bad Credit Loans gives you a way out by connecting you to the assistance you need to help weather a financial emergency and get back on track quickly and responsibly.