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See if you qualify for a loan between $500 to $10,000

Request up to $10,000

Why choose Bad Credit Loans

Our service is 100% free

There is no cost or obligation to use our site. Review terms before accepting any funds.

Review Rates & Fees, Terms of Use, Privacy Policy and Advertiser Disclosure for more information.

Committed to responsible lending

We are not a lender and can’t control the lenders or lending partners in our network, but we can provide you information to help you make responsible decisions about the loan offer you may receive.

Learn more on our How It Works page.

Privacy, security, & 24/7 service

We protect your information with advanced encryption technology.

We’re available 24 hours a day, 7 days a week.

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Three easy steps, all online

Complete the online form on our website and our network of lenders will determine if you are eligible for a loan offer.

If you’re approved, just review and accept your loan — all online!


We're here for you

Every day, we help people looking to secure a loan, obtain information about debt relief, credit monitoring and other solutions to meet your needs.


We protect your information with data encryption technology. Learn more in our Privacy Policy.

Your time, your terms

Complete the online form any time, day or night. and if you receive a loan offer, carefully review the offer presented to you before accepting.

No fees or obligations.

Today is the day

We’ll help you access funds to pay off past-due bills, fix the car, or take care of whatever is holding you back.

Other services

If we are not able to find a loan offer for you, we may connect you with offers for debt relief, credit repair, or other credit-related products or services. You are under no obligation to accept the offers and you should carefully review them and compare them to other options available to you before accepting.

APR — Representative Range Explanation

Bad Credit Loans isn’t a lender and doesn’t provide unsecured loans, but it shows your loan request information to the lenders and lending partners in our network so they can choose whether to offer you a loan.

A personal loan from a lender or financial service provider in our network often ranges between 5.99% and 35.99%, although APRs vary according to the information that is supplied by you in your loan request. Loan products generally have a 90 day minimum repayment term and a 72 month (6 year) maximum repayment term. Please note that every lender cannot offer these rates.

Your lender will provide you with the APR, loan fees, and other terms when you are redirected to your loan agreement during the loan request process. Before accepting a loan from a lender within our network, be sure to read the loan agreement carefully, as the APR and repayment terms may differ from what is listed on our website, as we are not the lender. For help with any Bad Credit Loans–related services, feel free to contact us.

The following is a representative example of a cash loan APR range:

Borrow $2,000 for 12 months with a 19.9% representative APR and a monthly repayment of $183.63.

Total repayment will be $2,203.56.

Installment loans are somewhat expensive when compared with other loan products. They are not recommended as a long-term financial solution, and they should only be taken out for emergency financial needs.