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APR — Representative Range Explanation
Bad Credit Loans isn’t a lender and doesn’t provide unsecured loans, but it refers consumers to lenders and financial service providers who may provide such loans.
A personal loan from a lender or financial service provider in our network often ranges between 5.99% and 35.99%, although APRs vary according to the information that is supplied by you in your loan request. Loan products generally have a 90 day minimum repayment term and a 72 month (6 year) maximum repayment term.
Your lender will provide you with the APR, loan fees and other terms when you are redirected to your loan agreement during the loan request process. Before accepting a loan from a lender within our network, be sure to read the loan agreement carefully as the APR and repayment terms may differ from what is listed on our website as we are not the lender. For help with any Bad Credit Loans–related services, feel free to contact us.
Following is a representative example of a cash loan APR range:
Borrow $2,000 for 12 months with a 19.9% representative APR and a monthly repayment of $183.63.
Total repayment will be $2,203.56.
Installment loans are somewhat expensive when compared with other loan products. They are not recommended as a long-term financial solution, and they should only be taken out for emergency financial needs.