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As a proud member of the Online Lenders Alliance (OLA), BadCreditLoans.com is serious about protecting your personal information. The OLA consumer hotline is a key consumer resource, for questions on lending or reporting possible occurrences of fraud.

BadCreditLoans.com ("BadCreditLoans.com" or "we" or "our") owns and operates the website located at BadCreditLoans.com (the "Site"). BadCreditLoans.com provides and maintains this site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in this Terms of Use.

Legal Disclaimer: The purpose of this website is to connect potential borrowers with the lenders and financial service providers that advertise on this website. The operator of this website is neither a lender nor a broker and does not make any credit decisions. This website merely takes information from consumers and forwards it to lenders and third parties who may be able to provide the types of loans that may meet the consumers needs. For those consumers who do not qualify for a Personal Loan, we will refer you to alternative lenders and providers. This website shall not be considered an offer or solicitation for a loan. There is no guarantee that you will be approved for any type of loan. We do not charge you for the service we provide and are not a representative or agent of any lender or third party provider. We are compensated by lenders and third parties. The time it takes for money to transfer to your account will vary by lender and also depend on your individual financial institution. You may be required to fax information to your lender in order to receive a loan. This service and lenders are not available in all states. If you have any question regarding the details of your loan, you should contact your lender directly. Personal loans and other types of loans should not be considered a long term financial solution. They are means to provide short term financing to solve immediate financial needs. Lenders and third party providers may perform a credit check with one or more credit agencies. These credit checks can have an impact on your credit score. By submitting your request, you are authorizing the lenders and third party providers to independently verify the information you submitted and your credit worthiness. Non-payment of credit could result in collection activities and your lender may report late payment history to consumer reporting agencies which could impact future lending decisions by your current lender or other future lenders. Nothing on this website shall constitute an offer or solicitation for a loan.

Availability: Residents of some states in the U.S. may not qualify for a bad credit loan as a result of certain lender requirements. The Website does not guarantee that completing a loan request form will result in you being offered a loan product by a lender, or you being offered a product with rates or terms as desired.

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